About

UniPay Gateway is a white label payment gateway solution developed by United Thinkers, a payment technology company founded in 2003 and headquartered in New York, United States. The company focuses exclusively on providing payment infrastructure software to ISOs (Independent Sales Organizations), payment facilitators, acquirers, and fintech companies that want to operate their own branded payment gateway.

The UniPay Gateway platform offers a comprehensive set of features including multi-MID (Merchant Identification Number) management, recurring billing, tokenization, Level 2/3 processing for B2B payments, and a built-in virtual terminal. The gateway supports integration with major card networks and numerous acquiring banks. Their white label deployment can be hosted on the client's infrastructure or in UniPay's PCI-compliant cloud environment, giving clients flexibility in how they manage their payment operations.

UniPay operates on a licensing model where clients pay for the software and can then process unlimited transactions without per-transaction fees to UniPay. This makes it particularly cost-effective for high-volume operations. The company has served the payment industry for over two decades and has built a reputation for delivering robust, enterprise-grade payment gateway technology to mid-market and enterprise payment companies.

White Label Payment Gateways

UniPay Gateway provides a fully white-labeled payment gateway platform with multi-MID management, tokenization, recurring billing, and Level 2/3 processing. Their licensing model allows unlimited transaction processing, making it ideal for high-volume ISOs and payment facilitators.

4.3 1 vote

AI Reviews

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4.3 /5
UniPay Gateway is a robust white-label payment gateway solution designed primarily for ISOs, payment facilitators, and acquiring banks looking to offer branded payment processing under their own name. The platform supports a wide range of payment methods including credit/debit cards, ACH, and eCheck processing, with solid multi-currency capabilities. Its strength lies in its comprehensive back-office tools, including merchant management, transaction reporting, and risk management features that give resellers genuine control over their operations. The API documentation is reasonably thorough, making integration manageable for development teams. Where UniPay stands out is its flexibility in deployment options — cloud-hosted or on-premise — which appeals to organizations with specific compliance requirements. The pricing structure could be more transparent publicly, and the UI feels somewhat dated compared to newer competitors, but the underlying functionality is dependable and well-suited for established payment businesses.

Category Ratings

White Label Payment Gateways
4.3
Feb 26, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
UniPay Gateway Screenshot

Price: Contact for Pricing

Added: Feb 15, 2026

unipaygateway.com